Quick answer: Your highest realised profit day must be below 20% of total realised profit for the payout period. Exactly 20.00% is not below 20%. This is a payout condition, not a breach.
The formula
Highest realised profit day ÷ Total realised profit for the payout period × 100
Only realised profit counts — open positions contribute nothing until closed.
Worked example
Highest day: $1,000
Total period profit | Calculation | Result |
$5,000 | 1,000 ÷ 5,000 | 20.00% — not eligible |
$5,500 | 1,000 ÷ 5,500 | 18.18% — eligible |
To find your boundary, divide your highest day by 0.20 — total realised profit must move past that figure.
The percentage can rise
A losing day reduces total profit while the highest day stays fixed, so the figure goes up. A new larger profit day also resets the highest day. Continuing to trade doesn't guarantee the percentage falls.
After an approved payout
The period closes; the new profit base is Current Balance − Balance After Payout, both shown in your Trader Area. The reset happens on approval — a pending or rejected request doesn't necessarily close a period.
This is not a breach
The account stays active. The payout waits until the figure is below 20%.
See also: How the Consistency Rule Affects Withdrawals · Reading Your Trader Area