Quick answer: Your highest single profit day must be below a set share of your total profit for the payout period. Speedy: below 40%. Instant Funding: below 20%. Pro & Flex: doesn't apply. It's a payout condition, not a breach — your account stays active either way.
Thresholds
Program | Threshold |
Speedy | Below 40% |
The formula
Highest realised profit day ÷ Total realised profit for the payout period × 100
Only realised profit counts. An open position at +$2,000 contributes nothing until it's closed.
Speedy example
Highest day: $1,500
Total period profit | Calculation | Result |
$3,750 | 1,500 ÷ 3,750 | 40.00% — not eligible |
$3,900 | 1,500 ÷ 3,900 | 38.46% — eligible |
$1,500 ÷ 0.40 = $3,750 identifies the exact boundary. Because the rule requires less than 40%, your total must move past it.
If you later make $1,800 in a day, that becomes the new highest day. The boundary moves to $4,500 and your total must exceed that.
After an approved payout
The period closes and the old highest day stops counting. The new profit base is:
Current Balance − Balance After Payout
New formula: Highest realised day after the payout ÷ (Current Balance − Balance After Payout) × 100
Speedy example:
Balance After Payout: $101,000
Current Balance: $104,000
New period profit: $3,000
Highest day in the new period: $1,100
$1,100 ÷ $3,000 = 36.67% — below 40%, eligible
Use Balance After Payout from the Trader Area as your reference, not the original starting balance. The reset happens once a payout is approved — a pending or rejected request doesn't necessarily close a period.
The percentage can go up
Losing days don't help. A loss reduces your total realised profit while the highest day stays the same — so the percentage rises.
Highest day $1,000, period profit falls from $3,000 to $2,000: the figure moves from 33.3% to 50%.
A new larger profit day also becomes the new highest day. Continuing to trade doesn't guarantee the percentage falls.