Quick answer: A payout lowers your balance, but a trailing or locked maximum drawdown level does not move down with it — so every withdrawal shrinks your buffer.
The arithmetic
Speedy, $100,000 account, level trailed to $96,000:
Before $4,000 payout | After | |
Balance | $104,000 | $100,000 |
Maximum drawdown level | $96,000 | $96,000 |
Buffer | $8,000 | $4,000 |
Static programs shrink too
On Flex ($92,000 floor) and Pro ($90,000 floor) the level never moves — including after a payout — so the distance between your post-payout balance and the floor is what remains.
Before you request
Compare your expected post-payout balance, the current maximum drawdown level shown in Metrics, open positions and floating P&L, and the remaining difference. Support can explain the figures but cannot recommend a withdrawal amount.
See also: How Trailing Drawdown Works (Visual Examples) · Payout Eligibility Checklist