Quick answer: Speedy is one step with a trailing drawdown and a consistency rule. Flex is one step with a static drawdown and no consistency rule. Pro is two steps with the largest allowances and a refunded fee. Instant Funding skips the evaluation entirely.
Evaluation
| Speedy | Flex | Pro | Instant Funding |
Steps | 1 | 1 | 2 | None — funded at purchase |
Profit target | 10% | 10% | 10% then 5% | — |
Minimum trading days | 1 | 4, each ≥0.25% profit | 3 per step | — |
Account sizes | $10k-$400k | $10k – $200k | $10k-$400k | — |
Time limit | None | None | None | — |
Free retry | No | No | Yes, after failing Step 2 | — |
Fee refunded | No | No | Yes, at first payout eligibility | No |
Risk limits
| Speedy | Flex | Pro | Instant Funding |
Daily drawdown | 4% | 3% | 5% | 3% |
Maximum drawdown | 8% trailing | 8% static | 10% static | 6% trailing |
Max risk per asset | 4% | 3% | 5% | 2.5% |
TraderProtect | — | — | — | Closes all positions at 2% floating loss |
Leverage | 1:30 (1:3 metals & crypto) | 1:30 (1:3 metals & crypto) | 1:100 (1:10 metals & crypto) | 1:30 (1:3 metals & crypto) |
Daily drawdown resets at 5pm EDT on every program. Maximum drawdown never resets. All limits are checked on equity, so open positions count.
Trailing vs static is the decision that matters most. A trailing level follows your highest equity upward and never comes back down — profit tightens your room. A static floor never moves — the better you do, the more room you have. Speedy and Flex share an 8% maximum, but they are very different rules in practice.
Funded account and payouts
| Speedy | Flex | Pro | Instant Funding |
Minimum trading days | 10 | 4, each ≥0.25% profit | 3 | 4, each ≥0.25% profit |
Consistency rule | Below 40% | None | None | Below 20% |
First payout | 30 days (14 with add-on) | 30 days (14 with add-on) | 30 days (14 with add-on) | 14 days |
Subsequent payouts | Every 14 days | Every 14 days | Every 14 days | Every 7 days |
Profit split | 80% (90% with add-on) | 80% (90% with add-on) | 80% (90% with add-on) | 80% (90% with add-on) |
Waiting periods are measured from the date the account was created, not from your first trade.
Which suits you
Speedy — the fastest evaluation (1 trading day), but the tightest funded requirements: 10 trading days and a 40% consistency rule before your first payout, with a trailing drawdown throughout.
Flex — one step with predictability: the 8% floor never moves, and there's no consistency rule. The trade-off is a tighter 3% daily limit and four qualifying profit days to pass.
Pro — the longest route in, the most room once there: 5% daily, a 10% static floor, no consistency rule, a free retry, and your fee back at first payout eligibility.
Instant Funding — no evaluation and the fastest payout cycle, in exchange for the strictest limits: 3% daily, 6% trailing, 2.5% per asset, TraderProtect, a 20% consistency rule and a five-minute news window.